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Applicability

These terms and conditions (Terms of Use) apply to your visit to and use of this Website, as well as to the information, recommendations, and/or services (Information) made available to you via or on this Website.

By visiting and using this Website, you agree to the applicability of these Terms of Use. Happy CBD reminds you that these Terms of Use may be amended from time to time. Happy CBD advises you to regularly check if the Terms of Use have changed. To save or print the Terms of Use, you can use the button in the top right corner of this page. These Terms of Use were last updated on January 21, 2020.

This Website is set up as an informational site and is not intended as advice. The Website’s primary goal is not to conclude transactions. If you have the opportunity to enter into obligations with Happy CBD through an underlying site of Happy CBD, we recommend that you review the relevant product.

Operation of this Website

Happy CBD makes every effort to ensure that this Website functions properly and remains accessible at all times. Many factors play an important role for Happy CBD, including dependence on external parties. As a result, we cannot guarantee that the Website will always be accessible or function properly. Happy CBD asks for your understanding and would like to point out that we do not accept any liability for any damage resulting from the use of the Website and/or the reduced or temporary failure of the Website.

Information on this Website

Happy CBD carefully compiles this Website and strives to ensure that all Information on the site is accurate and complete. However, imperfections may occur due to human mistakes or technical malfunctions, which means that Happy CBD cannot guarantee the accuracy and completeness of the data shown, such as interest rates, prices, yields, cost calculations, and other calculations. If you intend to enter into obligations with financial consequences based on this data, we recommend that you verify the accuracy of this information and contact Aegon Advice or one of our partners (your insurance intermediary, mortgage advisor, investment advisor, or tax and legal advisor) to verify the accuracy and completeness of the relevant information.

Happy CBD offers financial products and sells its products through advisors. The Information on this website, including interest rates, prices, yields, and results of cost calculations or other calculations, is of a general nature and cannot be seen as personal advice. We therefore recommend that you contact Aegon Advice or one of our partners (your insurance intermediary, mortgage advisor, investment advisor, or tax and legal advisor) for personalized advice, where all of your relevant financial, legal, and tax circumstances can be taken into account in the advice.

If you decide to enter into obligations solely based on the Information on this website, you are responsible for the consequences of that decision. To avoid any confusion regarding this responsibility, we explicitly point out that Happy CBD is not liable for the (financial) damage resulting from your decisions and the use of the Information.

Which browsers and operating systems support the Happy CBD Website?

Do you want to manage your banking online optimally? You can do so by using the latest version of your operating system and browser. This is safer since new versions often support more and better security technologies. With older operating systems and browsers, you run the risk of pages not displaying properly, and we cannot guarantee full use of the Website. The Website has been developed with modern internet technology and works best with the following operating systems and (mobile) browsers:

Microsoft Windows

  • Edge 96 and higher
  • Chrome 96 and higher
  • Firefox 95 and higher
  • Mozilla Compatible Agent 5 and higher
  • Samsung Internet 16 and higher

Apple OS X (Mac)

  • Safari 14 and higher
  • Chrome 96 and higher
  • Firefox 59 and higher

Is your browser up to date?

Browsers are often updated with more and better security technologies. Therefore, regularly check if you’re using the latest version of your browser. Consult your browser’s help function to check the version. You can download and install the latest version of your browser through the following links:

Is your operating system up to date?

Make sure your operating system is updated with the latest updates. You can set up (automatic) updates via the following links:

Experiencing problems and are your operating system and browser up to date?

Clear your browsing history and cookies to resolve these issues. A restart of the browser may be required. Use the following links for instructions on how to clear your history and cookies:

How do we handle your privacy?

Happy CBD is responsible for processing your personal data. We comply with the General Data Protection Regulation and the Code of Conduct for the Processing of Personal Data (see code of conduct). How we handle your data is explained in our privacy and cookie statement (on www.happy-cbd.com). Please let us know if you believe we are not handling your data correctly.

Copyright

No part of the text or graphic representations on this Website may be reproduced and/or made public in any form or manner without prior written permission from Happy CBD.

Intellectual Property Rights

Unless otherwise stated, all rights, including copyrights and other intellectual property rights, on the Website and the Information are owned by Happy CBD.

References and Hyperlinks

References to or hyperlinks to external web pages are for informational purposes only. Happy CBD is not responsible for the use and/or content of web pages linked from this Website or web pages linking to this Website. Our Privacy and Cookie Policy does not apply to personal data collected and processed from you on or via these external websites.

Unsolicited Ideas

If you submit unsolicited ideas and/or materials, including but not limited to, texts, images, sounds, software, or information (Materials) on this Website or send them to Happy CBD via email or otherwise, Happy CBD shall be entitled to use, copy, and/or commercially exploit these Materials in the broadest sense, without being obligated to pay any compensation. Aegon will not be required to keep the relevant Materials confidential, subject to the provisions of Aegon’s privacy statement.

You hereby indemnify Happy CBD for any damage and/or costs incurred by Happy CBD due to claims by third parties related to the use and/or exploitation of Materials that infringe on (intellectual) property rights of third parties and/or are otherwise unlawful towards a third party.

Partial Invalidity

If these Terms of Use are partially declared invalid or annulled, the parties shall remain bound by the remaining portion. The parties will replace the invalid or annulled portion with provisions that are valid and, given the content and purpose of these Terms of Use, most closely correspond to the legal consequences of the invalid or annulled portion.

Applicable Law and Competent Court

These Terms of Use are exclusively governed by Dutch law. Any disputes arising in connection with these Terms of Use, including disputes about their existence and validity, will be handled by the competent court in The Hague.